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Upon receiving a traffic citation you may decide to pay it simply because it is the quickest way to dispose of it. What most people don't realize is that they are pleading guilty to the fine. Aside from the fact that you will be found guilty of the violation resulting in driver's license points, your car insurance will also increase. Alternatively, you can hire a traffic ticket attorney and let him fight the violation for you.
Save time by having your attorney appear on your behalf at the time of your scheduled court date (personal appearance for some citations may be waived)
Being convicted of a traffic violation in North Carolina may result in the following:
Each type of traffic violation in North Carolina results in different amount of points that will be added to your driving record. For instance, the following are some of the most common tickets and their respective points:
Below is a list of driving charges, and the amount of insurance points associated with each charge. Also, when adding up your insurance points, be aware that if you are charged with more than one traffic violation in the same incident, insurance points are generally assessed for each of the traffic charges.
Your driving record plays a major part in determining your car insurance rates. Having just one traffic violation on your record can increase your auto insurance premium by hundreds of dollars per year. Generally, an insurance point will continue to affect your insurance premiums until the occurrence that caused the insurance point is more than 3 years old. The table below shows how insurance points will impact your auto insurance premiums.
Insurance Points Assessed / Percentage of Rate Increase