In a car wreck?
Confused about what's next?
We're Here to Win — For You
If you’ve been injured in a car wreck you need a legal team that can get you justice and maximum compensation.
**The calculation here is for instructional purposes only, this calculator does not guarantee these results. Consult an attorney for a financial and legal analysis of your case.
Endorsements from our clients
When you hire Panchenko Law Firm to represent you in a personal injury case, you don’t just hire a law firm, you hire a family.
Our Practice Areas
At Panchenko Law Firm, we are dedicated to guiding you through every step of the legal process, ensuring you feel supported and informed along the way. Our goal is to restore your peace of mind by providing the confidence that comes from having experienced attorneys on your side.
If you’re dealing with a personal injury case, you can trust our team to deliver aggressive and effective representation, fighting tirelessly to secure the justice and compensation you deserve.
Car
Accidents
Truck
Accidents
Motorcycle
Accidents
Steps to Follow After a Car Accident
Frequently Asked Questions
SHOULD I HANDLE MY OWN AUTO ACCIDENT CLAIM?
Absolutely not! Today more than ever, you need effective counsel in order to recover the full value of your claim. Good faith claims handling and outstanding customer service are pledges often made by insurance companies and insurance adjusters. Unfortunately, the reality is often sadly different. Insurance companies will even promise to pay for your medical expenses, and even if by some miracle they make a full payment, which rarely happens, you will still miss out on other types of damages that you may be unaware of.
Today, most insurance companies are publicly held entities with the overriding mandate to their stakeholders to constantly and continuously improve the bottom line at the expense of the injured. More often than not, adjusters will offer low settlements, as they are aware that you do not have recourse and will likely accept it. In doing so, they improve their bottom line and maximize profits.
HOW WILL AN INSURANCE COMPANY DETERMINE WHO IS AT-FAULT IN AN ACCIDENT?
The insurance adjuster investigating the accident will attempt to determine who is negligent or at-fault. He or she will consider a number of factors, which generally include: police report, pictures of the accident and property damages, witness statements, statements from both drivers, traffic signals sequence reports and other factors.
North Carolina Contributory Negligence Law (See our Blogs for more details) completely bars a driver from collecting any damages if determined to be even 1% at fault. Thus, in essence, if you contribute to an accident in any way, you may not be able to collect on a liability claim. Any disagreement will ultimately have to be resolved in a court of law, which can be extremely costly.
As such, the insurance adjuster will focus hard on finding fault on your part or for any other reason to deny your claim.
WHAT IS THE DIFFERENCE BETWEEN COLLISION COVERAGE AND COMPREHENSIVE COVERAGE ?
Collision means physical damage to your covered vehicle caused by an impact with another vehicle or object. This coverage pays the cost of repair or actual cash value of your automobile, whichever is smaller.
Comprehensive coverage pays the cost of repair or an actual cash value of your automobile less any deductible. The following list of losses falls under comprehensive coverage:
Missiles or falling objects;
- Fire;
- Theft or larceny;
- Explosion or earthquake;
- Windstorm;
- Hail, water or flood;
- Malicious mischief or vandalism;
- Riot or civil commotion;
- Contact with a bird or animal; or
- Breakage of glass.
I WAS INVOLVED IN AN ACCIDENT. WILL MY INSURANCE PREMIUM GO UP?
No insurance points following an accident will be charged when:
- There is property damage only;
- The amount of damage is $1,800 or less;
- There is no conviction for a moving violation in connection with the accident; and
- No licensed operators in the household have convictions or at-fault accidents during the experience period (three years).
I WAS INVOLVED IN AN AUTO ACCIDENT. HOW MUCH TIME DO I HAVE TO FILE A LAWSUIT?
In North Carolina, the statutory period in which you can bring an action for personal injuries is three (3) years.
The North Carolina statute also states that “no cause of action shall accrue more than 10 years from the last act or omission of the defendant giving rise to the cause of action.” Presumably, an action could be brought no more than ten years after the last act of the defendant, so long as the injury was discovered within ten years of that act and the action is brought within three years of discovery.
Why Choose Us For Your Car Accident Case?
When you face the aftermath of a car accident, choosing the right legal representation is crucial. At Panchenko Law Firm, our car accident lawyers stand ready to support you through every step of your personal injury claim. Our team of dedicated car accident lawyers specializes in car accident cases, ensuring that you receive the attention and expertise necessary to navigate the complexities of your situation.
- Decades of Combined Legal Experience
- No Fees Unless We Win Your Case
- An Empathetic, Client-Focused Approach
- Going the Extra Mile to Serve Our Clients
